You will pay a deposit of 25% of the total bill via your Debit card on the day, followed by three more equal payments form the Debit card.

Payment Assist provides payment solutions in a variety of sectors, such as Automotive, Retail & Legal. Payment Assist has been established since 2013, bringing their new ethos to consumer finance in the automotive space. This has mainly been with our short-term interest free finance, which has been both in store and online.


We have also provided longer term finance, both interest free and interest bearing, into other sectors. Payment Assist is regulated by the Financial Conduct Authority
Your eligibility for finance from Payment Assist will be subject to your circumstances. However, you will need to:
  • Be 18 years or older
  • Have a valid mobile telephone number and email address
  • Have a UK home address
  • Have a valid UK based Debit card

Should you be in an IVA, we will require some additional information to assess your application including a letter from your IVA company confirming that you are allowed to take finance along with your bank statement.
For any amount under £1000 we simply check that your card has adequate funds to pay the initial deposit and the address registered to your Debit card matches, but no footprint is left on your credit status and this online check takes seconds. Any amount over £1000, we may need to carry out a full credit check, where this is the case, we will ask for your permission before this take place.
You will pay a deposit of 25% of the total bill via your Debit card on the day, followed by three more equal payments form the Debit card.
The payments are taken by a Recurring Card Payment Authority instead of a Direct Debit. If your card changes then please contact us and then we can update it to the correct details for you.
You must have a UK based Debit card. Credit cards and certain Debit cards that include prepaid cards that do not allow continuous payments are not accepted. We do accept Credit cards on subscriptions and instant payments.

If you are not sure, then gives us a call.
It is possible to have more than one plan running at once providing the amounts are below the merchants limits otherwise a credit check would be required. Please ensure any finance you take is affordable and be aware of how missed payments can effect your credit rating as well as incur additional charges.

Yes, in order to validate your identity, Payment Assist reserves the right to ask you a number of questions about your personal circumstances. These questions are simply an added level of security to protect you from identity theft. You can also be assured that the merchants do not have access to this information.

Once you have completed the link that is sent to you will receive an email confirming it is set up which will include a schedule of your loan payments.
Yes, you can call us on 01664 503151 or email us on admin@paymentassist.co.uk where we would be happy to move it to any date within that payment month that better fits your circumstances.